For off-plan owners who've paid 50%+
Paid 50% on your Dubai off‑plan? Unlock your cash — before handover.
Your capital is locked in the property until completion — but once you've paid around half, several UAE banks will release financing against it now. That frees the cash for whatever's next. I'll tell you quickly whether your project and profile qualify.
You may qualify if
- You're a UAE resident
- You've paid around 50% of the property value
Free & no-obligation · 100% confidential · straight answers within one working day
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Approved developers
We arrange off-plan financing for properties from Emaar, Dubai Properties, Nakheel, Sobha Realty, Majid Al Futtaim and other approved developers.
Why unlock now
Put your equity to work — instead of leaving it locked.
- Free up cash that's locked in the property
- Take the pressure off your personal funds
- Redeploy into business, investments, or your next property
- Keep your Dubai property — no selling under pressure
How it works
Tell me your situation. The developer, the project, and how much you've paid.
I check eligibility and structure the case the way the bank needs to see it — and flag the approval risk upfront.
You unlock financing before handover. Right bank, right structure, zero surprises.
Why owners trust the hard cases to Payal
Risk-trained. Certified to read files deeper.
- 15+ years across Thomson Reuters, KPMG and UAE mortgage advisory — risk-trained, not just sales-trained.
- CAMS · CFE · CeMAP · MBA Finance — sharper due diligence, structuring and bank negotiation.
- Straight answers. If a deal doesn't make sense, you'll hear it from me first — not from the bank later.
“I'd rather tell you a deal doesn't work today than rush you into one that fails at the bank tomorrow.”
Payal Agrawal · Sales Director, The Lending Tree
Quick answers
Can I really get financing before handover?
Yes — once you've paid around 50%, several UAE banks will lend against an off-plan property before completion. It comes down to the developer, the project stage and your profile.
How much can I unlock?
It depends on the property value, how much you've paid, the developer and your profile. Send me the details on WhatsApp and I'll give you a realistic figure — not a guess.
Is the eligibility check free?
Yes — no cost and no obligation. If it doesn't make sense for you, I'll say so plainly.
Which developers and banks does this cover?
Leading developers — Emaar, Nakheel, Sobha, Dubai Properties, Majid Al Futtaim and others — matched to the UAE bank most likely to approve your case.
See if your off-plan can be unlocked.
Message Payal nowWe'll let you know quickly if it's worth exploring.